Savings
Help members save more. Build a stronger credit union.
Offer more relevant savings products, encourage stronger saving habits and understand your deposit base more clearly — all through one connected platform.
- Everyday & regular
- Goals
- Children’s
- Christmas clubs
- Business
Give members more reasons to save with you
The right savings products for your membership.
Create savings products around the needs of the communities and members you serve — without adding another standalone system.
Everyday & regular savings
Support everyday saving and help members build consistent habits.
Goal-based savings
Let members save towards specific goals and see their progress.
Children's savings
Build relationships with members and their families from an earlier age.
Christmas clubs
Help members prepare for predictable seasonal expenditure.
Business savings
Extend your savings proposition to eligible business members.
More relevant products. More opportunities to deepen the member relationship.
Help turn income into savings
Make it easier for members to build balances with your credit union.
Connect savings to the wider member relationship and give members simple ways to save automatically.
Regular transfers
Let members automatically move an agreed amount into savings.
Smart sweeps
Rules-based transfers from connected current accounts into savings.
Round-ups
Turn everyday transactions into small, regular savings.
Savings goals
Help members set targets and track their progress.
Make saving happen more often — without creating more administration for your team.
Grow engagement, not just balances
Make savings part of an active member relationship.
Murmuration connects savings with member data and engagement, giving your credit union more opportunities to communicate with members in relevant and useful ways.
Understand
See how members are saving and how products are being used.
Engage
Use connected information to support relevant communications and prompts.
Encourage
Help members stay on track with goals and build stronger saving habits.
Support
Financial wellbeing tools that reinforce the credit union’s role in members’ financial lives.
More engaged savers can become more engaged members.
Know your savings base
Better visibility for management and the Board.
Bring savings information together to give your credit union a clearer view of deposits, products and member behaviour.
Deposit balances
Understand the size and composition of your savings base.
Product performance
See which savings products members are using.
Savings behaviour
Understand patterns and trends across your membership.
Interest management
Manage relevant rates and interest across savings products.
Management insight
Clearer information to support planning and decision-making.
Savings connected to the whole credit union
See more than a savings balance.
Because savings sit within the wider Murmuration platform, your team can understand them as part of the complete member relationship.
That connected view can help your credit union understand member needs, provide more relevant services and build deeper, longer-lasting relationships.
- Savings
- Current account
- Payments
- Lending
- Engagement
One member. One view. More opportunities to serve them.
Less administration. More control.
Make savings easier to manage behind the scenes.
Digital journeys and connected workflows reduce the manual work involved in managing savings products and member servicing.
Digital statements
Convenient access to account information for members.
Automated transfers
Reduce the administration around regular saving.
Connected member records
Keep relevant savings information within the wider member view.
Interest management
Support the administration of rates and interest across your proposition.
A better member experience without creating more work for your team.
Build a stronger savings relationship
Give members more reasons to save — and more reasons to stay.
Offer more relevant products. Encourage regular saving. Understand your deposit base. Engage members more effectively. And connect savings with everything else your credit union can offer.
Stronger saving habits. Deeper member relationships. A stronger credit union.